So heres the story, my civic threw a rod last september. Well, myself being a poor E3 in the military, I couldn't gather the cash to fix it. So I parked it and took the insurance off untill I could get it fixed. Well, the DMV sent me a letter saying my driving priveledges in VA have been revoked. To make a long story short, I called the DMV today to ask what I needed to do to make everything legal again. They said I needed to pay the $500 fine for not having insurance and an $85 reinstatement fee. This will give me all new registration on the car. They also said before they would grant me my driving priveledges, I needed an SR-22 form from my insurance company. So I email USAA and they are helping me out. But, why would I need an SR-22 for an offense as small as being uninsured? It seems like a big deal that makes me look like a criminal or something. What is the total purpose of an SR-22??

 

An SR-22 is a form filed by your insurance company to the DMV stating that you have coverage.

 

then when I file it, why do that ask for case numbers and court dates and all that jive?

 

they also said it may raise my premium

 

USAA wants that info? If so maybe they want it for reference when talking to the DMV

 

well heres the thing, i've never went to court over this I just got a couple of letters in the mail (i mean cmon, it's just an insurance violation) so wtf?!?!

 

To the DMV, you were operating an uninsured vehicle, which is a crime. They should have sent you a letter telling you to prove that the vehicle was not being operated while uninsured. At least that's how it used to work.

 

No, they just sent a letter saying that I needed to show proof of insurance on a certain date. I really have no proof that the car was inoperatable. This all just took me for a whirl because I am originally from KY and hell, you can drive a car your whole life without insurance and nobody would know unless you got pulled. I mean, I understand that insurance is the law and I would never drive without it, but had no clue VA took it to such an extreme.

 

Welcome to Virginia.


BTW- Norfolk is pronounced Nawfuk by people that grew up there

 

haha, i dont get it. I here it on the radio all the time and actually called and called out Tommy and Rumble about it one morning....they ragged on me pretty much all morning...haha

but anyways, i guess the SR-22 is no big deal then eh?